Roth IRA

This account is a nondeductible IRA that offers tax-deferred earnings. Tax-deferred earnings allow you to grow your finances at a faster pace than other investments. 

The best part about the Roth IRA is that it offers tax-free distributions when you follow certain requirements. The money you withdraw is yours and does not have to be included as income at tax time. No other investment product allows you this type of benefit.